What this financing serves
Replacing an existing loan on a property to adjust terms, lower a payment, or access available equity.
Situations that may fit
- Rate-and-term refinance of an existing mortgage
- Cash-out refinance where equity is available
- Refinancing a short-term or bridge loan into longer-term debt
- Consolidating debt secured by real estate
What to prepare
- Property address and estimated current value
- Current loan balance and lender
- Requested new loan amount
- Reason for the refinance
- Recent payment history
How to discuss this transaction
Submit the property and the refinance objective. The Charm team will review the file and outline possible routes.
All financing is subject to underwriting, due diligence, and approval. This information is general and does not constitute a commitment to lend.